Build credit while
you bank

You can spend in a way that build your credit score

Manage and Track your Expense

Choose the monthly recurring payments you want to track. You can select from categories like subscriptions, electricity bills, and more. Just set the plan, payment amount, and due date.

Unlock new opportunities

A healthy credit score allows you to access loans, credit cards, and other financial products with better terms and interest rates.

Unlock new opportunities

We seamlessly report your positive credit activities to credit bureaus, showcasing your responsible financial behavior and boosting your credit score.

We keep your money and data safe

Our top priority is to ensure the security and protection of both your financial assets and sensitive personal data, employing state-of-the-art encryption protocols.

Get credit for every swipe

Just use your card, even at the ATM, to build credit with every swipe, earn points, and more.

Build credit not debt

Build credit using only the money in your account and enable AutoPay so you never miss a payment.

Pay & build credit

We seamlessly report your positive credit activities to credit bureaus, boosting your credit score..

What our users say about us

O

Ola

Finding loans based on my credit score has never been easier! This app simplifies the process and offers personalized loan options. What sets it apart is its commitment to educating users about good credit practices. It's a must-have tool for improving credit health while accessing suitable loans.

H

Halimah

I can't imagine managing loans without this app! It seamlessly finds loans based on my credit score and educates me about building and maintaining good credit. The user-friendly interface makes loan searching a breeze.

E

Ebuka

I can't imagine managing loans without this app! It seamlessly finds loans based on my credit score and educates me about building I am amazed by this app's ability to find loans based on my credit score while educating me about good credit practices. It simplifies the loan search process with its user-friendly interface. The educational resources provided have empowered me to make informed financial decisions. This app is a must-have for anyone seeking loans and striving for better credit management.and maintaining good credit. The user-friendly interface makes loan searching a breeze.

Y

Yinka

This loan-finding app is a financial lifesaver! It effortlessly matches loans to your credit score and offers valuable education on building good credit. The interface is intuitive, making loan search a breeze. A must-have app for smart borrowing and credit enlightenment.

c

Chukwudi

This app is a game-changer for loan seekers! It effortlessly matches loans to your credit score while providing invaluable education on maintaining good credit. With its user-friendly interface, finding the right loans has never been easier. A must-have app for financial empowerment and improving credit health.

Frequently asked questions

Is the Kredete app available to Nigerian users only?

Kredete was created to champion credit awareness in Africa. However the app is only available in Nigeria.

Do I need to go to the bank for additional processing after getting my loan approved on the Kredete app?

No, you do not need to physically go to the bank for additional processing after getting your loan approved on the kredete App. Our partners streamlines the entire loan process from application to disbursement, and you can complete everything from the comfort of your own home or office.All you need to do is download the kredete App, follow the loan application process, and once your loan is approved, the funds will be disbursed directly to your bank account. It's that simple.

What benefits would Kredete partners' enjoy?

Becoming a partner means that you’ll be open to a whole new market of Kredete users. Your financial services are offered directly to them within our app.Plus, you can create multiple loans and credit cards to appeal to different demographics, user behavior, and credit rating. You can Engineer your own advertising campaign within our app, using our analytics tailor your offerings directly to specific users.

Is being a Partner free?

Kredete partnership platform is a subscription based platform.

How can my Organization become a Kredete partner?


it's very simple if your organization falls under the following categories: Enterprise Banks, Micro-finance banks, Mortgage banks, Auto-lending companies this also fintech companies.Simply click on the link https://www.kredete.com/partners to register and become our partner.

How do I check my approval odds?

Checking approval odds has been made super easy on the Kredete App; users can see right under the loan offer their chances of getting that loan.

Why should I get a credit card?

Owning a credit card is a great way to build credit history thereby impacting your credit score, they are more secure than cash and users get more reward points.

Can I apply for a credit card through Kredete?

Kredete provides personalized credit card recommendations based on your credit profile. These recommendations can help you find the best credit cards that match your financial needs and goals.

Is my data and personal information secure?

Kredete uses 128-bit encryption and other security measures to protect your information. Your personal and financial data are secured and kept confidential.

What products do Kredete offer?

Kredete provides a range of products, including Personal Loans, Credit options, Digital Banking Services, and Kredete Virtual Cards.

What can I do on the Kredete App?

On the Kredete app users can see if they approved for a loan, check their credit scores, build a good credit score, gain insight into your finances and many more amazing features.

Kredete makes credit simple. It untangles confusing words and jargons surrounding credit, banks, and financial institutions, giving you more freedom to choose

Build Credit to live the
life you want

A newsletter crafted to empower you in reaching your financial aspirations

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