Get a virtual NGN account, securely send money and collect payment
Shop Globally and Pay for your subscription using the Kredete USD and Naira Card
Easily pay for airtime, data, electricity bills, and cable TV from the comfort of your home
Transfer, spend and receive money, shop online and apply for loans in minutes
While core Kredete accounts remain free,
Kredete+ lets you level up so your account does more for you
 FREE PAY AS YOU GO $0.00 /month |  Kredete Plus $54.0 /year $5.00 /month | |
|---|---|---|
| Premium Plan Features | ||
| Monthly Updated Credit Scores & Reports | N500 |  Free |
| Multiple Kredete Assessments | N250 | Free |
| Build My Credit | ------ | Free |
| Chat in Realtime about your Score | 1-3 business days | Free |
| Origination Fee | 1% of Approved Loan Amount | Free |
| Naira Virtual Bank Account | ||
| Account Creation | Free | Free |
| Monthly Account Maintenance | Free | Free |
| Generate Account Statement | Free | Free |
| Stamp Duty | Free | Free |
| Naira Bank Account Transfer | ||
| Outgoing Transfer | N10 Flat | Free |
| Inbound Transfer/Deposit to Individual's Wallet | 1% capped at N400 | Free |
| Inbound Transfer/Deposit to Business Wallet | 1% capped at N1000 | Free |
| USD Virtual Cards | ||
| Card Creation | $5 per card | $3.50 per card |
| Card Funding | 0.50% | 0.50% Capped at $5 |
| Withdrawal from Card | $3 | $2 |
| Dispute Resolution | Free | Free |
| Card Transaction Fee | Free | Free |
| Monthly Platform Access/ Subscription | Free | Free |
| Integration Fee | Free | Free |
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