Get a virtual NGN account, securely send money and collect payment
Shop Globally and Pay for your subscription using the Kredete USD and Naira Card
Easily pay for airtime, data, electricity bills, and cable TV from the comfort of your home
Transfer, spend and receive money, shop online and apply for loans in minutes
Our automated collections processes, skip tracing capabilities, and legal assistance services ensure timely recoveries and minimize losses.
Talk to Us
Receive your credit report instantly, whether you’re applying for credit, a loan, or a mortgage. See your financial history in just a few taps
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Easily see which credit cards you’re eligible for without impacting your credit score
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Learn all there is to know about your credit score and how you can improve it. With the right knowledge, bad credit is history
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Come back soon to view our latest addition to Kredete
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Receive your credit report instantly, whether you’re applying for credit, a loan, or a mortgage. See your financial history in just a few taps
Easily see which credit cards you’re eligible for without impacting your credit score
Learn all there is to know about your credit score and how you can improve it. With the right knowledge, bad credit is history
Come back soon to view our latest addition to Kredete
Pre-Collection
Kredete sends reminders and notifications to borrowers who are approaching their due dates or have missed payments.
Collection
When a customer is unable to make payments, Kredete may refer the account to a collection agency.
Legal Action
Track your credit score to get thebest offers and understand your finances
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Check your eligibility
See if you’re eligible for loans and mortgages
Get the cards
Get the credit cards you want
Track your score
Track your credit score to get thebest offers and understand your finances
We seamlessly report your positive credit activities to credit bureaus, showcasing your responsible financial behavior and boosting your credit score.
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Welcome to Kredete's Credit Builder feature! Improve your creditworthiness and unlock financial opportunities. Let's guide you through building a more robust credit score.
A healthy credit score allows you to access loans, credit cards, and other financial products with better terms and interest rates.
Check your eligibility
See if you’re eligible for loans and mortgages
Get the cards
Get the credit cards you want
Track your score
Track your credit score to get thebest offers and understand your finances
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