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Frequently asked questions

Is the Kredete app available to Nigerian users only?

Kredete was created to champion credit awareness in Africa. However the app is only available in Nigeria.

Do I need to go to the bank for additional processing after getting my loan approved on the Kredete app?

No, you do not need to physically go to the bank for additional processing after getting your loan approved on the kredete App. Our partners streamlines the entire loan process from application to disbursement, and you can complete everything from the comfort of your own home or office.All you need to do is download the kredete App, follow the loan application process, and once your loan is approved, the funds will be disbursed directly to your bank account. It's that simple.

What benefits would Kredete partners' enjoy?

Becoming a partner means that you’ll be open to a whole new market of Kredete users. Your financial services are offered directly to them within our app.Plus, you can create multiple loans and credit cards to appeal to different demographics, user behavior, and credit rating. You can Engineer your own advertising campaign within our app, using our analytics tailor your offerings directly to specific users.

Is being a Partner free?

Kredete partnership platform is a subscription based platform.

How can my Organization become a Kredete partner?

it's very simple if your organization falls under the following categories: Enterprise Banks, Micro-finance banks, Mortgage banks, Auto-lending companies this also fintech companies. Simply click on the link to register and become our partner.

How do I check my approval odds?

Checking approval odds has been made super easy on the Kredete App; users can see right under the loan offer their chances of getting that loan.

Why should I get a credit card?

Owning a credit card is a great way to build credit history thereby impacting your credit score, they are more secure than cash and users get more reward points.

Can I apply for a credit card through Kredete?

Kredete provides personalized credit card recommendations based on your credit profile. These recommendations can help you find the best credit cards that match your financial needs and goals.

Is my data and personal information secure?

Kredete uses 128-bit encryption and other security measures to protect your information. Your personal and financial data are secured and kept confidential.

What products do Kredete offer?

Kredete provides a range of products, including Personal Loans, Credit options, Digital Banking Services, and Kredete Virtual Cards.

What can I do on the Kredete App?

On the Kredete app users can see if they approved for a loan, check their credit scores, build a good credit score, gain insight into your finances and many more amazing features.