Get a virtual NGN account, securely send money and collect payment
Shop Globally and Pay for your subscription using the Kredete USD and Naira Card
Easily pay for airtime, data, electricity bills, and cable TV from the comfort of your home
Transfer, spend and receive money, shop online and apply for loans in minutes
Invest in your people to guide
business growth
Join the organizations that use Kredete to build engaged, high-performing teams.
Talk to Sales
Receive your credit report instantly, whether you’re applying for credit, a loan, or a mortgage. See your financial history in just a few taps
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Easily see which credit cards you’re eligible for without impacting your credit score
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Learn all there is to know about your credit score and how you can improve it. With the right knowledge, bad credit is history
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Come back soon to view our latest addition to Kredete
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Receive your credit report instantly, whether you’re applying for credit, a loan, or a mortgage. See your financial history in just a few taps
Easily see which credit cards you’re eligible for without impacting your credit score
Learn all there is to know about your credit score and how you can improve it. With the right knowledge, bad credit is history
Come back soon to view our latest addition to Kredete
Get credit for every swipe
Just use your card, even at the ATM, to build credit with every swipe, earn points, and more.
Build credit not debt
Build credit using only the money in your account and enable AutoPay so you never miss a payment.
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Pay & build credit
We seamlessly report your positive credit activities to credit bureaus, boosting your credit score..
best offers and understand your finances
Build a data-driven people
strategy
Kredete centralizes demographic, performance, engagement, and employee growth data in one place so you can identify high or low performers and track trends across your workforce.
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96%
Faster decision - making
97%
Faster case resolution
94%
Satisfied lenders
Invest in people
Kredete centralizes demographic, performance, engagement, and employee growth data in one place so you can identify high or low performers and track trends across your workforce.
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Modernize operations and increase productivity
Check your eligibility
See if you’re eligible for loans and mortgages
Get the cards
Get the credit cards you want
Track your score
Track your credit score to get thebest offers and understand your finances
We keep your money and data safe
Our top priority is to ensure the security and protection of both your financial assets and sensitive personal data, employing state-of-the-art encryption protocols.
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A newsletter crafted to empower you in reaching your financial aspirations
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